- +91 8800-101-102
- info@stefto.com
- Gurgaon, HR, IN
Smarter Debt Collection
for the Digital Age
Stefto is an AI-powered recovery and customer engagement platform designed for startups, NBFCs, fintechs, and enterprises.
We combine intelligent automation, digital-first collections, and compliance-driven processes to help businesses recover faster—while preserving customer trust.
AI-Enhanced
India's Next Frontier
Leading Hub for Digital Business Services, Operational Excellence, and Transformational Solutions
- Inbound and Outbound
- Risk Data Analytics
- Debt Collection
- Market Research
- Recruitment & Payroll
Welcome To
Stefto
Expertise in Intelligent Debt Collection, Recovery, and Customer Support
Stefto is a technology-driven debt collection and customer support platform specializing in intelligent recovery solutions.
We deliver end-to-end digital debt collection services to startups, NBFCs, fintechs, and enterprises across multiple industries. As a modern collections partner, our expert team combines AI-powered automation, data-driven insights, and compliant processes to enable faster recovery, improved customer engagement, and sustainable business outcomes.
Leveraging AI and Data Intelligence for Smarter Recovery Decisions
As a trusted partner in data-driven strategy, we specialize in risk data analytics to help businesses uncover hidden insights and mitigate potential threats. Our team of experienced analysts and AI-backed tools evaluate financial, operational, and compliance-related risks across industries. With a deep understanding of data patterns and predictive modeling, we deliver accurate, timely, and actionable intelligence to support faster, smarter, and more secure decision-making.
Our Endeavors
Every day, we work closely with brands to tackle present challenges and prepare for future opportunities through our all-encompassing and inventive digital services. With a worldwide presence and profound local knowledge, we enable our team members to set industry standards, nurturing a culture of creativity and inspiration. This strategy helps us grow our global presence. When your customers are looking for solutions, you can rely on our committed team to offer unwavering support at every step. Assisting others isn’t just a part of our work— it’s central to everything we do.
Stefto in India is your partner across...
Industries
- Fintech Platforms
- Banking & NBFCs
- BFSI & Insurance
- Telecommunications
- Customer Support
- Sales
Channel
- Call & Contact Centers
- Email & SMS Automation
- Social & Messaging
- Digital Platforms
Services
- Debt Management
- Customer Service
- Customer Acquisition
- Tech Support
- Back-Office Services
- Sales
- Inbound & Outbound
Our Solutions
Customer Management
At Stefto, we combine human expertise with advanced technology to deliver seamless customer engagement and superior support experiences. Our solutions ensure every interaction is meaningful, building trust while driving recovery.
Digital Solutions
Through our AI-driven platform CreditKlick, we empower users and businesses with real-time credit scores, predictive analytics, and personalized financial insights. Our digital tools enable smarter decisions and enhance financial transparency.
Process Management
We streamline and automate repetitive workflows using intelligent process automation, reducing operational burdens and enhancing team productivity. Our data-driven approach ensures compliance and boosts recovery efficiency.
Organization Overview
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At Stefto, talent sets us apart
We strongly value our people, who are essential to steering the company’s success. A team dedicated to ongoing professional development. Discover a new path of growth, Join us!
Our commitment: Improvement of society
We aim to make a positive impact on everyone at Stefto and on society as a whole. By operating sustainably and staying committed to the environment, we ensure that our activities contribute to a better future for all.
In The News
Stefto's expansion plan would create more job opportunities
Dharmendra Kalra, the Chief Executive Officer of Stefto, has announced his expansion plans creating more job oppotunity
Stefto introduces Credit Refine: A revolutionary product by CreditKlick
Stefto is excited to unveil its groundbreaking product, Credit Refine, developed by its technology division, CreditKlick.
Optimising Digital Innovation through Intelligent Business Services
Digital transformation is now crucial for businesses aiming to stay competitive and relevant in today’s landscape. Big and small..
WHY CHOOSE US ?
Specialized Expertise in Digital Debt Collection
Strict Adherence to Regulatory Compliance
Fully Automated Systems & Intelligent Processes
Real-Time Client & Employee Dashboards
Pan-India Presence with Extensive Reach
Client and employee dashboards
Wide range of manpower pool available anytime
Rich experience in serving large MNCs and wide range of industries
The Platform Trusted by Over 50+ Brands
What our client say about Stefto
Testimonials From Clients
MR. VINEET KAKKAR
(ZONAL HEAD) - SBIC
It has been a great experience and continuous journey with the Stefto Team. The organisation has strong leadership in delivery and managing the businesses very effectively. What sets them apart is their vested interest in understanding the nuances of the business and the culture of the organization.
AJAY YADAV
(Collection Head -Unsecured) - HeroFin Corp
Stefto has been instrumental in building the business right from any stage of its growth and into any vertical. Their understanding of our product has helped us in achieving the goals with technical logic. They have also helped us in late-stage collections and continue to partner of preference with us as we scale up.
Latest Blogs
Globally, we handle billions of unique interactions.
Stefto India is a recognized Center of Excellence for digital debt collection, customer engagement, and back-office transformation. Powered by advanced robotics, artificial intelligence, and data-driven analytics, we deliver seamless, compliant, and personalized recovery solutions at scale—helping businesses worldwide enhance efficiency, improve customer experience, and maximize recoveries.