Smarter Debt Collection
for the Digital Age

Stefto is an AI-powered recovery and customer engagement platform designed for startups, NBFCs, fintechs, and enterprises.
We combine intelligent automation, digital-first collections, and compliance-driven processes to help businesses recover faster—while preserving customer trust.

AI-Enhanced
India's Next Frontier

Leading Hub for Digital Business Services, Operational Excellence, and Transformational Solutions

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Welcome To

Stefto

Expertise in Intelligent Debt Collection, Recovery, and Customer Support

Stefto is a technology-driven debt collection and customer support platform specializing in intelligent recovery solutions.
We deliver end-to-end digital debt collection services to startups, NBFCs, fintechs, and enterprises across multiple industries. As a modern collections partner, our expert team combines AI-powered automation, data-driven insights, and compliant processes to enable faster recovery, improved customer engagement, and sustainable business outcomes.

Leveraging AI and Data Intelligence for Smarter Recovery Decisions

As a trusted partner in data-driven strategy, we specialize in risk data analytics to help businesses uncover hidden insights and mitigate potential threats. Our team of experienced analysts and AI-backed tools evaluate financial, operational, and compliance-related risks across industries. With a deep understanding of data patterns and predictive modeling, we deliver accurate, timely, and actionable intelligence to support faster, smarter, and more secure decision-making.

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Our Endeavors

Every day, we work closely with brands to tackle present challenges and prepare for future opportunities through our all-encompassing and inventive digital services. With a worldwide presence and profound local knowledge, we enable our team members to set industry standards, nurturing a culture of creativity and inspiration. This strategy helps us grow our global presence. When your customers are looking for solutions, you can rely on our committed team to offer unwavering support at every step. Assisting others isn’t just a part of our work— it’s central to everything we do.

Stefto in India is your partner across...

Our Solutions

Customer Management

At Stefto, we combine human expertise with advanced technology to deliver seamless customer engagement and superior support experiences. Our solutions ensure every interaction is meaningful, building trust while driving recovery.

Digital Solutions

Through our AI-driven platform CreditKlick, we empower users and businesses with real-time credit scores, predictive analytics, and personalized financial insights. Our digital tools enable smarter decisions and enhance financial transparency.

Process Management

We streamline and automate repetitive workflows using intelligent process automation, reducing operational burdens and enhancing team productivity. Our data-driven approach ensures compliance and boosts recovery efficiency.

Organization Overview

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Offices

At Stefto, talent sets us apart

We strongly value our people, who are essential to steering the company’s success. A team dedicated to ongoing professional development. Discover a new path of growth, Join us!

Our commitment:
Improvement of society

We aim to make a positive impact on everyone at Stefto and on society as a whole. By operating sustainably and staying committed to the environment, we ensure that our activities contribute to a better future for all.

In The News

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Stefto's expansion plan would create more job opportunities

Dharmendra Kalra, the Chief Executive Officer of Stefto, has announced his expansion plans creating more job oppotunity

Case Study 2

Stefto introduces Credit Refine: A revolutionary product by CreditKlick

Stefto is excited to unveil its groundbreaking product, Credit Refine, developed by its technology division, CreditKlick.

empowerment

Optimising Digital Innovation through Intelligent Business Services

Digital transformation is now crucial for businesses aiming to stay competitive and relevant in today’s landscape. Big and small..

Our Media Coverage

WHY CHOOSE US ?

Specialized Expertise in Digital Debt Collection

Strict Adherence to Regulatory Compliance

Fully Automated Systems & Intelligent Processes

Real-Time Client & Employee Dashboards

Pan-India Presence with Extensive Reach

Client and employee dashboards

Wide range of manpower pool available anytime

Rich experience in serving large MNCs and wide range of industries

The Platform Trusted by Over 50+ Brands

What our client say about Stefto

Testimonials From Clients

MR. VINEET KAKKAR (ZONAL HEAD) - SBIC

It has been a great experience and continuous journey with the Stefto Team. The organisation has strong leadership in delivery and managing the businesses very effectively. What sets them apart is their vested interest in understanding the nuances of the business and the culture of the organization.

MRS SUMONA (AGENCY MANAGER) - CITI BANK

Stefto knows how to run any project aggressively for Banks/NBFCs needs and really understands the process delivery in terms of debt collection and recovery. They are also very helpful with competitive intelligence along with technology.

AJAY YADAV (Collection Head -Unsecured) -
HeroFin Corp

Stefto has been instrumental in building the business right from any stage of its growth and into any vertical. Their understanding of our product has helped us in achieving the goals with technical logic. They have also helped us in late-stage collections and continue to partner of preference with us as we scale up.

Latest Blogs

Globally, we handle billions of unique interactions.

Stefto India is a recognized Center of Excellence for digital debt collection, customer engagement, and back-office transformation. Powered by advanced robotics, artificial intelligence, and data-driven analytics, we deliver seamless, compliant, and personalized recovery solutions at scale—helping businesses worldwide enhance efficiency, improve customer experience, and maximize recoveries.

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